Do you know what the easiest way to earn money in this world is? If not, don’t worry, because in this article, I’ll explain how you can earn a lot of money using the best refer and earn apps. Earning money by referring apps in India is not a new concept. There are many refer and earn apps available in the market that offer attractive referral bonuses.
However, if you’re searching for a top refer and earn app that offers the highest referral bonus, then there’s no need to worry. In this article, I’ll share with you India’s top 7 refer and earn apps, through which you can easily make money.
One thing you must accept, referring apps is one of the easiest ways to earn money. You just need to build a decent network once, and then you can use it to promote multiple apps. When you promote an app, you get a unique referral or invitation code. If your friend installs or registers on the app using that code, your referral becomes active. From that moment on, whenever your friend performs any activity in the app, you continue to receive a portion of the earnings.
However, this often depends on the app’s referral program. Some payment apps offer one-time referral rewards, while others may continue giving referral rewards for a long time. Some referral programs also use a multi-level system, meaning you earn not just from your direct referrals but also from their referrals. That’s why there are many types of refer and earn apps in the market today.
How to Earn with the Best Refer and Earn App?
If you’re facing difficulty finding the best refer and earn app, don’t worry. I’ll help you out. First, look for an app that can be used in daily life by you or your friends. For example, many payment apps are used daily and offer solid referral programs. Some examples include Cred, Google Pay, PhonePe, etc.
Apart from these, there are other apps that people use occasionally, such as:
- Taurus App
- mRewards Cash App
- Google Opinion Rewards
Types of Refer and Earn Apps in India
There are many types of refer and earn apps in the market. Here’s a breakdown to help you decide which types to start promoting first:
1. Gaming Refer and Earn Apps
India has a wide range of real cash gaming apps like fantasy sports, casino games, ludo, rummy, teen patti, lottery, andar bahar, dragon vs tiger, roulette, carrom, and more. These are very popular in India, and most of them offer generous referral bonuses due to high profit margins. Top gaming apps with excellent referral programs include:
- Teen Patti Gold
- Teen Patti Master
2. Cashback Refer and Earn Apps
Many apps in India offer cashback for purchases and also have referral programs. For example, if you pay bills using Cred, you may get cashback which can be used to pay credit card bills or mobile recharges. These apps are easy to share with friends, benefitting both them and you.
3. Online Shopping Apps Referral Rewards
Online shopping is booming in India. Whether it’s clothes, books, makeup, eyewear, or smartphones, you can buy everything online. Famous platforms like:
- Amazon
- Flipkart
- Meesho
- Myntra
- Ajio
- Zepto
- InstaMart
…all offer refer and earn programs. Sharing these with friends can earn you a decent commission.
4. Payment Apps with Referral Programs
Digital payments and UPI usage have surged in India. The wave began with PayTM and now includes:
- Google Pay
- PhonePe
- Cred
- Amazon Pay
These apps are widely trusted and used daily.
Apart from these, there are also survey-based apps, reward apps, and other types of referral platforms.
Top 7 Refer and Earn Apps in India (2025)
Finding the best app among hundreds of refer and earn apps in India can be difficult. So, here is a simplified list of the 7 best refer and earn apps with details:
1. Taurus Refer and Earn App
Taurus Online Earning App is a very user-friendly app with a powerful referral system. When you refer, you get a permanent referral link. The app allows you to earn real cash by playing games and completing tasks. You can earn up to 40% commission.
How to Refer Taurus App:
- Share your referral link.
- Earn commission when your referrals register and play.
Pros & Cons:
- High commission rates up to 40%.
- Multiple income streams.
- Supports all Android v4.0+ Phones
- No Investment Required
- Easy to use with simple interface
- Multiple Level reward system
Cons:
- Requires regular activity for maximum earnings.
2. PayTM Money
PayTM Money offers investment and financial services with a rewarding referral program. It was one of the leading innovators in terms of financial inclusion of the common man in India with its UPI service. Later, the government ran the Digital India campaign & PayTm became a trademark company in it. You can also earn a lot of money by joining the referral program of PayTm app.
How to Refer:
- Share your referral link.
- Earn when your referrals complete investment activities.
Pros:
- Trusted brand.
- Variety of services.
- Innovative approach
- Understanding of Indian Market
- Large Userbase
Cons:
- Earnings depend on investment by referrals.
3. Google Pay
A highly popular UPI and money transfer app with a simple referral program. It also give a large range of multiple rewards like vouchers, cashback, etc. after finishing a payment.
How to Refer:
- Share your referral code.
- Earn when your referrals make their first transaction.
Pros & Cons:
- Easy to use.
- Large user base.
- Reward limited to initial use.
4. RozDhan
This is a reward app where you earn by reading articles and doing tasks. Its working is highly similar to the Taurus app.
How to Refer:
- Share your referral code.
- Earn when referrals register and complete tasks.
Pros & Cons:
- Easy tasks.
- Multiple earning options.
- Limited earnings without referrals.
5. EarnKaro
EarnKaro pays users for sharing affiliate deals and offers.
How to Refer:
- Share your referral link.
- Earn when referrals shop via your shared links.
Pros & Cons:
- Simple setup.
- High commissions.
- Dependent on user purchases.
6. EarnEasy
EarnEasy pays users for doing simple tasks and surveys.
How to Refer:
- Share your referral code.
- Earn when referrals complete activities.
Pros & Cons:
- Quick payouts.
- Easy to start.
- Limited if you don’t have a network.
7. PhonePe
A leading Indian payment app with a simple refer and earn model.
How to Refer:
- Share your link.
- Earn when referrals complete their first transaction.
Pros:
- Widely trusted.
- Simple and secure.
- Rewards limited to the first activity.
Top FAQs: Refer and Earn Programs
How to Refer and Earn?
Follow these steps:
- Install a refer and earn app.
- Get your unique referral code.
- Share the code with your friends.
- When friends register using your link, you earn rewards.
- Claim your reward and continue sharing.
Are Refer and Earn Programs Safe?
Yes, they are completely safe and free. You don’t have to invest any money to participate.
How to Earn More in Less Time?
Share your referral links with as many friends and groups as possible to maximize your reach.
Which is the Best Refer and Earn App in India?
Taurus App is currently the best due to its:
- Multi-level commission structure
- Affiliate system
- Ability to promote both apps and games
Which App Gives ₹100 as Refer Reward?
Taurus App gives ₹100 per referral. You can withdraw it directly to your bank account instantly.